Top 10 Cities for Remote Workers in 2026

The Geography of Remote Work Has Changed

Five years ago, the conversation about remote work was about whether companies would allow it at all. Today that debate is over. The question remote workers face now is far more interesting and far more consequential: where should you actually live?

When your salary is no longer tethered to a specific office, your choice of city becomes the single most powerful financial lever you control. A software engineer earning $120,000 from a US-based employer can live modestly in San Francisco or live exceptionally well in Lisbon, Chiang Mai, or Buenos Aires. The dollar amount on the paycheck stays the same. The life it buys can be unrecognizably different.

We analyzed dozens of cities across six continents, evaluating each on five core dimensions that matter most to remote workers: cost of living (measured by COLI index with New York City at 100), internet reliability and speed, time zone compatibility with major employer markets, lifestyle and quality of life factors, and visa accessibility for foreign remote workers. The result is this list of the ten best cities for remote workers in 2026.

The best city for remote work is not necessarily the cheapest. It is the one where your salary buys the highest quality of life while keeping you productive and connected to the markets that pay you.

The Rankings at a Glance

Before diving into the details, here is a summary of all ten cities and their cost of living indices. Remember, these COLI numbers are indexed to New York City at 100, so a score of 47.5 means living costs are roughly 52% lower than Manhattan.

Rank City COLI Best For
1 Lisbon, Portugal 47.5 Overall balance
2 Chiang Mai, Thailand 22.6 Budget maximizers
3 Medellín, Colombia 20.4 Climate and value
4 Budapest, Hungary 38.5 European culture
5 Mexico City, Mexico 32.5 US time zone alignment
6 Bali (Denpasar), Indonesia 28.5 Tropical lifestyle
7 Bangkok, Thailand 32.8 Food and infrastructure
8 Cape Town, South Africa 30.5 Nature and scenery
9 Bucharest, Romania 22.5 Fast internet, EU access
10 Buenos Aires, Argentina 25.2 Culture and exchange rates

The Top 10 in Detail

1. Lisbon, Portugal

Lisbon, Portugal COLI 47.5

Lisbon claims the top spot for the second consecutive year, and it is easy to see why. The city combines southern European warmth, a thriving tech and startup ecosystem, world-class food, and a cost of living that sits roughly 52% below New York. A remote worker earning $100,000 from a US employer can expect an equivalent lifestyle to someone earning roughly $210,000 in Manhattan, once you account for housing, dining, transportation, and healthcare.

Portugal's Digital Nomad Visa, introduced in late 2022 and refined since, allows remote workers earning at least four times the Portuguese minimum wage (roughly 3,400 euros per month) to live and work legally in the country. The visa grants access to the Schengen Zone, meaning weekend trips to Paris, Barcelona, or Rome are a cheap flight away. Internet speeds in central Lisbon average 150-200 Mbps on fiber connections, and coworking spaces are abundant throughout neighborhoods like Chiado, Santos, and the LX Factory district.

The time zone (GMT/WET, UTC+0 in winter, UTC+1 in summer) works reasonably well for collaborating with both US East Coast teams in the afternoon and European colleagues during standard hours. This overlap makes Lisbon particularly attractive for workers at companies with distributed teams across multiple continents.

ProsMild weather year-round, strong expat community, excellent public transit, Schengen access, legal visa pathway, safe city
ConsRising rents in central areas, limited overlap with US West Coast hours, Portuguese bureaucracy can be slow

2. Chiang Mai, Thailand

Chiang Mai, Thailand COLI 22.6

Chiang Mai is the original digital nomad capital, and in 2026 it remains one of the most financially compelling places on earth for remote workers. With a COLI of just 22.6, a remote worker earning $80,000 can live a lifestyle that would require well over $300,000 in New York. Rent for a modern one-bedroom condo in the Nimman neighborhood, the social center of the nomad scene, runs around $400 to $600 per month. A full meal at a local restaurant costs two to three dollars.

Thailand's Long-Term Resident (LTR) visa and the newer Digital Nomad Visa provide legal pathways for remote workers. The LTR visa, aimed at higher earners with income above $80,000 annually, offers a reduced tax rate and multi-year stays. Coworking spaces like Punspace and CAMP have been catering to remote workers for over a decade, and the infrastructure around the nomad community is mature and well-established.

The primary trade-off is the time zone. At UTC+7, Chiang Mai is 12 hours ahead of US Eastern Time, which means live collaboration with American teams usually requires early morning or late evening calls. For asynchronous workers, this is irrelevant. For those who need significant overlap with US business hours, it demands discipline and schedule flexibility.

ProsExtremely low cost of living, established nomad community, abundant coworking, excellent street food, temples and nature nearby
ConsAir quality issues from burning season (Feb-Apr), distant time zone from US/EU, visa rules can shift

3. Medellín, Colombia

Medellín, Colombia COLI 20.4

Medellín offers the lowest cost of living on this list combined with what many nomads describe as the best climate in the world. Sitting at 1,500 meters elevation in a valley surrounded by mountains, the city maintains temperatures between 22 and 28 degrees Celsius (72-82 degrees Fahrenheit) virtually every day of the year. There is no need for heating or air conditioning, which itself is a meaningful quality-of-life advantage.

With a COLI of 20.4, Medellín is roughly 80% cheaper than New York. A spacious apartment in the popular El Poblado neighborhood rents for $600 to $900 per month, while neighborhoods like Laureles offer even better value at $400 to $600. Colombia's Digital Nomad Visa, established in 2022, requires proof of remote income of at least three times the Colombian minimum wage (approximately $1,100 per month) and grants a two-year stay.

The growing tech scene is a bonus. Medellín has invested heavily in public infrastructure, including a modern metro system, libraries, and parks. The city's time zone (UTC-5, same as US Eastern) is its secret weapon for anyone working with North American teams. You get the cost of living of Southeast Asia with zero time zone friction for US-based employers.

ProsPerfect spring weather, US Eastern time zone, extremely affordable, modern metro system, welcoming culture
ConsSafety concerns in some areas, language barrier if you do not speak Spanish, internet can be inconsistent outside central areas

4. Budapest, Hungary

Budapest, Hungary COLI 38.5

Budapest is one of the most underrated cities in Europe for remote workers. With a COLI of 38.5, it offers a lifestyle that feels closer to Paris or Vienna at a fraction of the cost. The city is architecturally stunning, split across the Danube with Buda's hills and castles on one side and Pest's vibrant cultural districts on the other. A one-bedroom apartment in the central District VII area rents for $700 to $1,000 per month, while areas slightly further out drop to $500 to $700.

As an EU member state, Hungary gives residents access to the broader European market and straightforward travel across the continent. Hungary introduced a White Card program for digital nomads that allows non-EU citizens to reside and work remotely for up to one year, renewable once. The requirements include proof of remote employment and a minimum income threshold.

Internet infrastructure in Budapest is excellent, with average speeds of 100-150 Mbps widely available. The city's thermal bath culture, ruin bar scene, and affordable fine dining create a lifestyle that feels indulgent without straining a remote worker's budget. The time zone (CET, UTC+1) aligns well with European and UK-based teams and overlaps with US East Coast mornings.

ProsBeautiful architecture, EU access, excellent internet, affordable fine dining, rich nightlife and cultural scene
ConsCold winters, Hungarian language is difficult to learn, limited overlap with US West Coast

5. Mexico City, Mexico

Mexico City, Mexico COLI 32.5

Mexico City has become the default landing spot for US-based remote workers who want a dramatically lower cost of living without sacrificing time zone alignment. At COLI 32.5 and sitting in the Central Time zone (UTC-6), it is as close to a plug-and-play relocation as a remote worker can find. Your salary stretches roughly three times further than in New York, and you never need to set an alarm for a midnight Zoom call.

The neighborhoods of Roma Norte, Condesa, and Coyoacán have become hubs for the international remote worker community. A well-furnished one-bedroom in Roma Norte runs $800 to $1,200, though moving slightly outside these gentrified pockets can cut costs in half. Mexico does not have a formal digital nomad visa, but its generous tourist visa (180 days for US and most European citizens) and the Temporary Resident Visa for longer stays make the logistics straightforward.

The city itself is a cultural powerhouse with world-class museums, a food scene that rivals any city on the planet, and a scale and energy that keeps it from ever feeling small. Internet speeds in the central colonias are reliable at 50-100 Mbps, and the coworking scene has exploded in recent years.

ProsUS time zone alignment, vibrant culture, extraordinary food scene, easy travel to US, large expat community
ConsAir quality and altitude adjustment, traffic congestion, no formal nomad visa, safety varies by neighborhood

6. Bali (Denpasar), Indonesia

Bali (Denpasar), Indonesia COLI 28.5

Bali has evolved from a backpacker stopover into one of the world's most developed remote work ecosystems. The island offers a lifestyle built around tropical weather, rice terraces, surf breaks, and yoga studios, with a digital infrastructure that has matured significantly. Indonesia's B211A Remote Worker Visa (also known as the Digital Nomad Visa) allows stays of up to one year for remote workers earning from overseas employers.

The coworking scene in areas like Canggu and Ubud is world-class. Spaces like Dojo Bali and Outpost pioneered the tropical coworking model, and the density of options means you can find everything from open-air work lounges overlooking rice paddies to air-conditioned offices with standing desks and podcast studios. A comfortable villa with a private pool in Canggu rents for $800 to $1,500 per month, a price point that would get you a studio apartment in most Western cities.

With a COLI of 28.5, a remote worker earning $90,000 lives at a level comparable to earning over $315,000 in New York. The time zone (WITA, UTC+8) works well for teams in Australia, Singapore, and other parts of Asia-Pacific, but creates the same challenges as Chiang Mai for US collaboration.

ProsTropical lifestyle, world-class coworking, affordable luxury, strong nomad community, surfing and nature
ConsTraffic in Canggu is severe, internet can be unreliable during storms, distant from US/EU time zones, infrastructure outside tourist areas is basic

7. Bangkok, Thailand

Bangkok, Thailand COLI 32.8

If Chiang Mai is Thailand's laid-back nomad retreat, Bangkok is its urban counterpart: a sprawling, electrifying megacity where a remote worker can live in a high-rise condo with a rooftop pool for the price of a shared apartment in Brooklyn. The COLI of 32.8 is slightly higher than Chiang Mai's, reflecting Bangkok's status as a global capital city, but it remains extraordinarily affordable by any Western standard.

Bangkok's infrastructure advantage over Chiang Mai is significant. The BTS Skytrain and MRT metro are efficient and expanding, fiber internet reaches most residential buildings, and the city has some of the best hospitals in Southeast Asia. The food scene is legendary and almost absurdly cheap, with Michelin-starred street food stalls sitting alongside world-class restaurants. A modern one-bedroom condo near the BTS in areas like Ari, Thonglor, or On Nut runs $500 to $900 per month.

The same visa options available for Chiang Mai apply here, including the LTR visa for qualifying remote workers. Bangkok also benefits from being a major international hub with direct flights to virtually every continent, making it an ideal base for workers who travel frequently.

ProsWorld-class food, excellent transit, modern healthcare, international flight hub, affordable luxury living
ConsIntense heat and humidity, traffic congestion, time zone challenge for US teams, air pollution in dry season

8. Cape Town, South Africa

Cape Town, South Africa COLI 30.5

Cape Town is unlike any other city on this list. The natural setting, Table Mountain rising above a city flanked by two oceans, is genuinely among the most spectacular urban landscapes on earth. With a COLI of 30.5, the city offers remarkable value. A two-bedroom apartment in the desirable Sea Point or Green Point neighborhoods rents for $800 to $1,200, and dining out is a fraction of European or American prices.

The time zone (SAST, UTC+2) is one of Cape Town's underappreciated strengths. It aligns almost perfectly with European business hours and overlaps with US East Coast mornings, making it a rare city that works for both markets. South Africa does not yet have a dedicated digital nomad visa, but remote workers commonly enter on tourist visas (90 days, extendable) or apply for a Business Visa with proof of remote work.

Cape Town's lifestyle offering is exceptional: hiking, surfing, wine country, and a growing tech ecosystem centered around the Woodstock and Observatory neighborhoods. The city has invested in fiber internet infrastructure, and speeds of 100-200 Mbps are standard in well-connected areas.

ProsStunning natural scenery, favorable time zone for EU/US overlap, affordable luxury, wine and food culture, outdoor lifestyle
ConsPeriodic load shedding (power outages), safety concerns in some areas, limited direct flights to Asia, water scarcity issues

9. Bucharest, Romania

Bucharest, Romania COLI 22.5

Bucharest is the dark horse of this list and arguably the best-kept secret for remote workers in Europe. With a COLI of just 22.5, it is one of the most affordable capital cities on the continent, yet it sits firmly within the EU, offering all the legal and logistical advantages that come with it. Romania also consistently ranks among the top countries in the world for internet speed, a legacy of the country's rapid fiber-optic buildout. Average download speeds in Bucharest exceed 300 Mbps, making it one of the fastest-connected cities globally.

A spacious one-bedroom apartment in central Bucharest, in areas like Floreasca or Herastrau near the park, rents for $500 to $800 per month. The city has a lively cafe culture, a growing number of coworking spaces, and a nightlife scene that punches well above its weight. Romania's Digital Nomad Visa allows non-EU citizens to live and work remotely for up to one year, with a required minimum income of roughly three times the average Romanian gross salary.

The time zone (EET, UTC+2) aligns with most of Europe and provides reasonable overlap with US East Coast mornings. For remote workers who want EU residency, fast internet, and a cost of living on par with Southeast Asia, Bucharest is hard to beat.

ProsFastest internet in Europe, EU member state, extremely affordable, lively culture, digital nomad visa available
ConsCold winters, less international name recognition, Romanian language barrier, infrastructure outside central areas is uneven

10. Buenos Aires, Argentina

Buenos Aires, Argentina COLI 25.2

Buenos Aires is the cultural capital of South America: a city of grand European-style architecture, world-class steak, tango halls, and a literary tradition that produced Borges and Cortazar. With a COLI of 25.2 and Argentina's historically favorable exchange rates for holders of strong foreign currencies, a remote worker earning in dollars or euros can live like royalty in one of the world's great cities.

The Palermo and Recoleta neighborhoods are the most popular among remote workers, with a one-bedroom apartment running $500 to $900 per month in prime locations. The city's cafe culture is perfectly suited to remote work, with many cafes actively welcoming laptop workers, and coworking spaces have proliferated throughout the central barrios. Argentina's exchange rate dynamics mean that accessing dollars through official channels versus parallel markets can significantly affect your purchasing power, a factor worth understanding before you arrive.

The time zone (ART, UTC-3) overlaps well with US East Coast hours and is only one hour behind during Eastern Daylight Time. Argentina does not have a formal digital nomad visa, but offers a straightforward Rentista Visa for those who can demonstrate regular foreign income, and tourist visas grant 90-day stays that can be extended.

ProsWorld-class culture and architecture, favorable exchange rates, excellent food, US-compatible time zone, vibrant nightlife
ConsEconomic instability and inflation, bureaucratic challenges, no dedicated nomad visa, occasional protests and disruptions

How to Choose the Right City for You

The right city depends entirely on what you prioritize. If your primary goal is to maximize savings, Chiang Mai, Medellín, and Bucharest offer the most extreme cost advantages. If time zone alignment with US clients is non-negotiable, Mexico City, Medellín, and Buenos Aires are the clear winners. If you want EU access and a European lifestyle at a steep discount, Lisbon, Budapest, and Bucharest should top your shortlist. And if the tropical lifestyle is calling, Bali and Chiang Mai deliver it at a price that makes the decision almost too easy.

For most remote workers, we recommend starting with a one-to-three month trial before committing to a longer stay. Rent furnished apartments, test the internet at your actual working hours, experience the weather across different conditions, and see how the local rhythm fits your work habits. What looks perfect on paper can feel wrong in practice, and what seems unlikely on a spreadsheet can turn out to be the place you never want to leave.

Your salary is fixed. Your cost of living is a choice. Choosing wisely is the closest thing to giving yourself a raise without changing jobs.

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Key Takeaways